Financial Planner Shares Tips for a 21st-Century Filing System

Jane was not looking forward to going through her parents’ belongings to get their house ready to sell. Their health had been failing for some time and they finally agreed to move to a retirement community. Now that they were both comfortably moved into their new apartment, it was up to Jane to get rid of the things they no longer needed. Her parents had lived in the same house for more than 50 years, so Jane expected to find things that should have been tossed out years ago. But she was amazed to discover 50 years of tax returns and bank statements carefully stored in boxes in the attic. Her parents had saved all their financial records! Many people are confused about what records they need to keep and for how long. They hold onto tax returns, bank records, brokerage statements and other financial information simply because they don’t know if they’ll need it again. Like Jane’s parents, the documents get packed in boxes that eventually take over valuable living or storage space. Financial planner Rick Rodgers, author of The New Three-Legged Stool: A Tax Efficient Approach To Retirement Planning (www.TheNewThreeLeggedStool.com), says tax time is a great time to get organized. “Most people are going through their records to get ready to file their return,” he says. “This is the time to get smart about what you need to keep and then set up a system to store it efficiently going forward.”
Rodgers suggests these five steps to help you effectively organize your finances for 2012 and beyond:

1. Out with the old – Discard the records you no longer need: Tax returns older than seven years; bank records and credit card statements that are not related to the tax returns you’re keeping; brokerage statements that aren’t related to purchases of current holdings. Be sure to shred all your old documents before throwing them out.
2. Go digital – Convert the documents you plan to save into digital images that are stored on your hard drive. Invest in a good scanner and scan as you go through your paperwork, shredding and tossing the hard copies as you go. On your computer, file by tax year, so your 2011 folder will contain your tax return for 2011 and all pertinent bank records and receipts. Organize the previous six years the same way. Next year you can delete the oldest folder when you add the 2012 folder.
3. Save a forest – All of the financial institutions you deal with would prefer to send your statements electronically. Stop receiving paper statements. Instead, download your statements electronically and store them in your new filing system. Most banks and credit card companies keep at least a year’s worth of statements available. You need to download these files only once a year to complete the year’s file.
4. Save backups in case of emergency – Make backup copies of your files on a CD. Choose a CD-R (recordable) as opposed to a CD-RW (rewriteable), because CD-R cannot accidentally be overwritten. Depending on your computer operating system, you may be able to continue adding data to a CD-R each year, until the CD is full. However, some operating systems won’t allow that, so you’ll need a new CD for each year.
5. Go paperless – Your new electronic filing system can be expanded to include all your financial records, from car maintenance receipts to pay stubs. Wills and insurance policies can also be scanned and stored but, of course, keep the originals of those in a safe deposit box or fireproof safe.

Gone are the days of saving your financial documents in box and shoving it into the attic. Technology advances have made organizing your personal finances easier with minimal cost. Make 2012 the year you get organized by moving your finances into a 21st century filing system.

How to Choose Your New Best Friend from an Animal Shelter

Among the biggest victims of the economic recession are the once beloved family pets surrendered to shelters as their owners deal with extended joblessness. The U.S. Humane Society estimates 6 to 8 million dogs and cats enter shelters each year—and 3 to 4 million are euthanized. “We don’t have firm numbers but we know anecdotally that the communities that have been hardest hit by the economic downturn are seeing that reflected in their shelter intake numbers,” says Inga Fricke, director of sheltering issues for the U.S. Humane Society. “And, unfortunately, while the majority of the public is in favor of adopting pets from shelters, very few—usually about 20 percent—actually do. That has recently gone up slightly to the mid-20s.” Fricke and retired police officer Irvin Cannon, a confirmed dog lover whose new book, For the Love of Dog Tales (www.FortheLoveofDogTales.com), gives voice to man’s best friend, hope people getting back on their feet will consider adopting a shelter dog, perhaps in observance of Prevention of Cruelty to Animals Month in April. “You won’t find a better companion, whether you bring home a mystery mixed-breed or a purebred Labrador,” he says. “Everyone thinks mutts are smarter and generally healthier, but really, it all depends on their mix of breeds and which breed strain is dominant.” Border collies and Rottweilers are two of the smartest breeds, Cannon says. But they tend to have other traits, too, which are just as important to consider when choosing what dog best suits your lifestyle. Remember—dogs are as individual as people. A dog’s breed, or breed mix, is no guarantee that it will have certain traits. That said, border collies tend to need lots of room to run and lots of attention—they’re high-maintenance, Cannon says. If you can’t spend a lot of active time with them, they’ll be unhappy and you’ll have problems. Rottweilers are fast learners and loveable family animals, but they also tend to have bold personalities associated with pack leaders. If you don’t think you can assert your authority, or if you have young or shy children, you might want to consider a more submissive breed. Dominant dogs that are allowed to bully their family members can become dangerously aggressive.

Here are some other tidbits regarding breeds:

• Among other dog breeds known for intelligence: Shetland sheepdogs, golden retrievers, Labrador retrievers, poodles, Australian cattle dogs, Papillons, and Doberman pinschers.
• Bulldogs, beagles, and Basset hounds all start with ‘B’ but get much lower grades for smarts.
• It’s a myth that mutts have fewer health issues than purebred dogs. Because some breeds have tendencies toward problems such as deafness, blindness or hip dysplasia, remember, these are genetic issues that are inherited. So if you’re mixed-breed includes some German shepherd, it may also have hip dysplasia (a problem with the joint’s bone structure).
• If you’re in the market for a purebred dog, you have a 25 percent chance of finding one – although maybe not the breed you want – at a shelter. If your heart is set on a specific breed, check your area for a rescue group specializing in that breed.

Don’t forget to mark your calendar for Prevention of Animal Cruelty Month, which recognizes the 1866 charter signing of the American Society for the Prevention of Cruelty to Animals. Visit http://www.aspca.org/fight-animal-cruelty/ for 10 ways you can help prevent cruelty to animals.

Inaugural event comes to Capital City in June

Granite State Music Festival takes New Hampshire’s capital city by storm June 23 and 24, 2012. This first year of the festival promises the state’s best bands, with a national headliner. The festival’s epicenter will be the waterfront at Concord’s Kiwanis Park, a riverfront venue with overhanging shade trees, plenty of grass, and parking. By day, the festival features a family-friendly rotation of music by New Hampshire’s best bands, playing original music. By night, the action spills into the downtown bars for those who want to keep the party going. Though rock will be the festival’s focus, other genres will demonstrate the underrated diversity of the Granite State’s music scene. The festival website, granitestatemusicfest.org, is the best source of information about bands, tickets, and other important information as the event nears.

Granite State Music Festival began as the vision of Executive Director Scott Solsky. Solsky, a professional musician himself, saw the capital city as the perfect location for the festival for a variety of reasons. Easy access from I-93, I-89, and Route 4 make Concord a convenient, central location for a festival that truly seeks to represent New Hampshire as a state. Beyond the obvious logistics, and the capital city status, Concord itself has a growing music scene and creative community. The Concord community has welcomed the infusion of other arts-related events into the city’s cultural landscape in recent years and the addition of this type of festival will continue that development.

Concord is also home to the charitable recipient of proceeds from the festival: Concord Community Music School. Concord Community Music School is the largest employer of musicians in New Hampshire, Vermont, and Maine. Benefit to the music school is one of Solsky’s primary goals for this inaugural season.

The festival’s offerings will be rounded out with the participation of food vendors and an artisan marketplace.

Find out more about the Granite State Music Festival at the festival website, granitestatemusicfest.org.

Email ssolsky@granitestatemusicfest.org with general inquiries, or call (603) 534-3592.

For information relating to booking, email lgallo@granitestatemusicfest.org.

Interested in volunteering? Email ksolsky@granitestatemusicfest.org.

Quick breads are healthy snacks. Check out these tips and recipes from allrecipes.com:

• Bake a loaf fresh for the week, then slice as you go.
• Bake several loaves and freeze, pulling them out as needed. (Muffins and quick breads can be frozen for up to three months.)
• Slice loaves and freeze servings individually (wrap each in plastic wrap, then in a resealable plastic bag). Kids can grab one from the freezer in the morning for a snack if they are going straight from school to an after-school activity.

Date Nut Bread

Makes 2 loaves

• 1 1/2 cups dates, pitted and chopped
• 2 1/4 cups boiling water
• 3 tsp baking soda
• 1 cup chopped walnuts
• 2 cups sugar
• 3 Tbsp margarine
• 2 eggs, beaten
• 1 tsp salt
• ¼ tsp cinnamon
• 4 1/2 cups all-purpose flour
• 1 teaspoon vanilla extract

1. Combine baking soda with the boiling water. Soak the dates in the water and baking soda solution for 30 minutes.
2. Cream sugar and butter together. Add eggs, vanilla, dates, nuts, flour, and salt.
3. Divide batter equally between two 9×5” inch greased loaf pans. Bake 1 hour at 300 degrees (or until loaf tests done). Can be frozen when cool.

Cranberry Bread

Makes 1 loaf

• 2 cups all-purpose flour
• 3/4 cup sugar
• 3/4 tsp salt
• 1 1/2 tsp baking powder
• 1/2 tsp baking soda
• 1 cup chopped cranberries
• 1/2 cup chopped walnuts
• 1 egg
• 2 Tbsp vegetable oil
• 3/4 cup orange juice
• 1 Tbsp orange zest

Directions

1. Preheat oven to 350 degrees. Grease a 9×5 inch loaf pan.
2. Combine the flour, sugar, salt, baking powder, and baking soda. Add the cranberries and walnuts, and stir to coat with flour. Mix together the egg, oil, orange juice, and orange zest. Pour the egg mixture into the flour mixture, and stir until just blended. Spoon the batter into the prepared pan.
3. Bake for 50 minutes in the preheated oven, or until a toothpick inserted near the center comes out clean. Cool in pan for 10 minutes, then remove to a wire rack, and cool completely.

Banana Bread

Cream cheese gives this bread a creamy new twist and texture.

Makes 2 loaves

• 1/2 cup margarine, softened
• 1 (8 ounce) package cream cheese, softened
• 1 1/4 cups sugar
• 2 eggs
• 1 cup mashed bananas
• 1 tsp vanilla extract
• 2 1/4 cups all-purpose flour
• 1 1/2 tsp baking powder
• 1/2 tsp baking soda
• 3/4 cup chopped pecans
• 2 Tbsp brown sugar
• 2 tsp ground cinnamon

1. Cream the butter or margarine and cream cheese together. Gradually add the sugar, and continue beating until light and fluffy. Add eggs one at a time, beating well after each addition. Stir in the mashed bananas and vanilla. Add flour, baking powder, and soda; mix until batter is just moist.
2. In a small bowl, mix together chopped pecans, 2 tablespoons brown sugar, and cinnamon.
3. Divide 1/2 batter into two greased and floured 8×4 inch loaf pans. Sprinkle pecan mixture over batter in pans, and top with remaining batter.
4. Bake at 350 degrees for 45 minutes, or until an inserted toothpick comes out clean.

The light displays and Santa’s Village are created by 3 Dudes Productions and Winterland, Inc. After success with previous light parks across the country, the two companies were eager to join forces to bring this event to New Hampshire. David Fred, owner of Winterland, the Indiana-based company responsible for installing the lights. “The light park is a staycation! It is affordable entertainment that creates everlasting memories,” says Fred. “As people return each year, they say they have been looking forward to experiencing the magic of the holiday season by coming to our light shows.”

All of the light parks created by the 3 Dudes and Winterland partnership will be giving back to charitable organizations. One hundred percent of New Hampshire Motor Speedway proceeds will be given to Speedway Children’s Charities, an organization that cares for children in education, financial, social, and medical need.

The event also will be a drop-off site for Toys for Tots, the US Marine Corps Reserve program that aims to collect new toys to distribute as Christmas gifts to needy children in the community. Lastly, Gift of Lights at New Hampshire Motor Speedway will benefit the Salvation Army, helping further their mission of assisting those who are homeless, abused, or disadvantaged. Visitors will receive discounts in exchange for donations to either of these two organizations. “Giving to those in need is really what the Christmas season is all about,” says Mike Miller, president of 3 Dudes Productions.

The light park is open nightly from November 18 through January 1, including Christmas Eve and Christmas Day. Hours of operation are Sunday–Thursday, 6pm–9pm, and Friday and Saturday, 5:30pm–10pm. Admission is $15 per car. For more information, visit www.NewHampshireGiftOfLights.com.

And they make perfect holiday gifts!

by Jeff Cambron

With football season in full swing and the playoffs approaching, make the most of the remaining games with the latest cool equipment.

1. Binoculars
A must-have for any pigskin aficionado worth his or her salt, these come in especially handy for those stranded in the cheap seats. Don’t miss a single play with a Bushnell H20, available at Amazon.com. There are cheaper models out there, but this waterproof and fogproof pair will lockout moisture and make sure you catch all the action, no matter the weather. [$72 or less]

2. Cameras
Smartphone snapshots might be all the rage these days, but there’s no replacement for a quality photograph from a real camera. Fortunately, there are some top-notch, inexpensive models you can slip right in your pocket. Pick up a Nikon Coolpix with up to 16 megapixels at Target. Snag a discounted Target gift card from sites like GiftCardGranny.com and cut costs even lower. [$200 or less]

3. Grills
Become the star of your next tailgate party with a grill that shows off not only your culinary skills, but your team pride as well. The Team Grill model gas grill comes featuring the colors and logo of you favorite squad, and the Game-Day model can be picked up for a very reasonable price. [$349]

4. Beer Coolers
Now this is fun. A product tailor-made for your next Sunday Beer-B-Q, the remote-controlled Shoot a Brew cooler will toss you a beverage from up to eight feet away. Perfect for football fans, and the extremely lazy. A word to the wise: Since you probably don’t have hands like your favorite wide receiver, just be sure to stay sober enough to avoid getting beaned. [$295]

5. Surround Sound
If you can’t be there, might as well make it sound like you are. You’d be amazed how a quality sound system can enhance your viewing experience. Hear every bone-crunching tackle like you’re right on the front line. Best Buy has several affordable options from top-tier brands like Panasonic, Samsung, or Sony. Want to save more? Pick up a factory-refurbished model for even less. [$200 or less]

6. NFL Sunday Ticket
For about the price of one day at the stadium with the family, you can instead enjoy up to 14 games every Sunday from the comfort of home. Sounds like a no-brainer to me. Ever better, this year the Ticket is available to PS3 game system owners without the need for a satellite dish installation or even a DirecTV subscription! [$339.95]

7. Fantasy Apps
Football purists may think it sullies the experience, but the fact remains fantasy football has become almost as popular as the real thing. Stay on top of your team all season long with ESPN’s awesome new Fantasy Football 2011 app. Add/drop players, propose trades, stay on top of league news, and more, right from your iPhone. [FREE]

8. Madden 2012
Still soured by the off-field shenanigans this summer? There’s always the latest edition of the long-running game franchise to keep you busy. With no labor disputes and hours of football fun, this might be the best deal of all. Grab a GameStop coupon and save a few bucks for next season. [$59.99]

Jeff Cambron has worked in the technology space for over 10 years, fueling an obsession with all things digital. He is currently waiting online for the iPad 3, but can be reached via Jeff@Kinoliinc.com.

Providing an evolution in education

Story and photos by Vicki Beaver

“Don’t touch its back. It breathes through its back,” echoes through the young crowd under the tent canopy as the small group of kids watches a White’s tree frog from Australia pass from one open hand to another.

Shawn O’Neill of Rainforest Encounters orchestrates the smooth interaction between children and amphibian as he introduces his collection of critters at Kids Fest in Newport, New Hampshire. His ability to calm the uneasy and steady the exuberant is balanced with his care and precaution for everyone involved. His passion for reptiles, amphibians, and other animals is contagious, and it’s reflected in the faces around him.

Hands-on Animal Education

Based in Newport, Rainforest Encounters offers educational, hands-on animal programs at schools, birthday parties, and other events and gatherings. Their goal is to introduce children as well as adults to misunderstood or maligned animals that live locally and around the world and to educate their audiences about them.

Rainforest Encounters has reptiles, amphibians, and invertebrates, including tarantulas, Madagascar hissing cockroaches, scorpions, geckos, bearded dragons, tortoises, lizards, an albino corn snake, pythons, and a nine-foot red-tail boa constrictor. Each program is an interactive presentation. The animals are introduced one at a time, and everyone gets a chance to hold them, ask questions, and hear stories and interesting facts about them.

While parents bring their children for this special experience, O’Neill finds he’s usually surrounded by just as many adults. “They get right in there and get just as excited,” he says.

A Man and a Mission

O’Neill started Rainforest Encounters because of his interest in reptiles and other animals, but a more compelling passion was the catalyst for its creation: to expose children to some of the animals they would otherwise grow up fearing and misunderstanding. “Without exposure, kids have an inherent fear and think that these things are evil and they’re going to hurt them,” says O’Neill. “I try to show kids that they’re harmless, and hopefully they’ll respect them. When you don’t have exposure to these animals, you may always have a fear of them.” He reassures his audience that they are not here to harm people.

Part of every presentation is devoted to explaining how each of these under-appreciated critters plays a beneficial role in the habitat where it lives and in the ecosystem. “Everything plays a part in the global ecosystem, even the little hissing cockroach. Without them, this world would be uninhabitable,” says O’Neill. “They actually benefit us. Cockroaches and lots of other insects help break down decaying matter under trees in the rainforest, which stores most of the carbon dioxide produced. If they didn’t break down all that waste, eventually tree roots would be smothered and the trees would die. That would severely affect the human race. It’s not just the animals you’re looking out for. If something happens to them, it’s going to affect us all.”

Paying It Forward

Pet-store staff can offer a wealth of knowledge, says O’Neill, but while they know a lot about dogs, cats, birds, and some reptiles, they may not have the in-depth knowledge that a new snake or frog owner might require in order to keep his pet healthy and happy. O’Neill offers consultations for people who need advice after they have purchased an unusual pet. Many times, these pet purchases are the results of “impulse buys,” and people may end up with an animal they don’t really know how to keep healthy; it can be difficult to know how to tell whether the animal is doing well or not.

The absolute last thing O’Neill advises doing is releasing any pet into the wild. Entire ecosystems can be devastated by the release of non-native species that become unwanted pets. Instead, contact him and tell him what you have. If he can take the animal, he’ll even come to your house and pick it up. He will rescue most reptiles, amphibians, and invertebrates, with the exception of venomous animals.

When owners of unusual pets go on vacation, they may have trouble finding pet-sitting services for their critters. O’Neill can help there, too; he offers snake sitting and more at his place or yours.

Worthy of Respect and Admiration

We owe many modern medical advances to nature and animals. The White’s tree frog, for example, is saving people’s lives. All frogs have a secretion as a defense mechanism, and scientists have found a way to reproduce the secretion of the White’s tree frog for use in blood pressure medication.

Most amphibians breathe and drink water through their skins. At Rainforest Encounters, people wash their hands and rinse them well before and after handling the animals. Any residue of soap or chemicals left on hands can be absorbed by amphibians’ skin. These may then enter an animal’s blood stream and be fatal to the animal.

The best thing you can do if you find a wild animal is to leave it alone. Take pictures and enjoy watching it, but don’t try to touch or catch it. Snake populations in New England and amphibian populations almost everywhere have declined rapidly over the past couple of decades.

At the Kids Fest, O’Neill holds out one of the pythons to the slightly cringing crowd and explains that the snake’s skin is not slimy—a common belief. With a little encouragement, even the most tentative hand reaches out and lightly touches the beautiful, scaly skin. “It’s soft!” someone exclaims.

By Susan Nye

Unlike those of many small towns, New London’s Historical Society is more than a room with a few old documents and musty, dusty artifacts—much more. Set in a field just up the road from Little Lake Sunapee, this Historical Society boasts an entire village with a meetinghouse, blacksmith shop, general store, and more.

Piece by Piece

Led by Maude Swift, the New London Historical Society was founded in 1954 by a group of townspeople eager to preserve their town’s history and historic buildings and educate future generations. They began by collecting memorabilia and documents but took a decided turn in a new direction in the early ’60s, when Mrs. Swift donated one of her many antique houses near Pleasant Lake.

Now known as Elkins, the area at the foot of Pleasant Lake was commonly called Scytheville in the mid 1800s. With waterpower from a series of dams, it was an industrial hub and home to the New London Scythe Company. Mrs. Swift’s 1835 Cape Cod style house had originally been a home for scythe factory employees. Next, a generous donation of open farmland was given to the society, and the house and its foundation were broken down into sections and carefully carted up the hill to the field on Little Sunapee Road. With great attention to detail, volunteers lovingly reconstructed the granite foundation and house. Fully furnished with period pieces, Scytheville House is a wonderful example of restoration and preservation at its best. The society’s first major project set a high standard of excellence for the rest of the village.

After Scytheville House, additional buildings followed. Throughout New London, pieces of the town’s history were dismantled and reassembled on Little Sunapee Road. A few of the buildings are new construction but built according to mid 19th century designs. The Meeting House is modeled after a building in Wayne, Maine. Extreme care was taken to faithfully replicate the design and workmanship.

The Village Scout

If Maude Swift was the godmother of the New London Historical Society, then Laurids “Bud” Lauridsen was the godfather. An antique dealer and restorer, Bud traveled all over New England sweet-talking potential donors, collecting, and learning. His daughter Laurie remembers, “It’s a small town, and there wasn’t a lot to do when we were kids. Among other things, Dad collected old cars. After dinner, we’d hop in the Model A and drive around the back roads. Dad would spot an old building and add it to his list. Later, he’d go back and try to convince the owner to donate it. More often than not, he was successful.” Laurie continues, “We nicknamed him Wheels because he was always on the road. He’d scout out early American collectibles, furniture, coaches, and sleighs. He also made several trips to Old Sturbridge Village. His goal was to create a similar but smaller version, and he wanted to learn as much as he could.”

Thanks to the dedication of Maude, Bud, and the society’s countless volunteers and donors, the village currently includes 14 antique and replica houses and barns. Fulfilling the society’s goals to open a window on the past, to preserve, and to educate, each building is filled with authentic furniture, tools, and decorations. The society’s textile collection is highlighted in Almira’s Parlor. Typical of many rural women, Almira Williams and her mother ran a millinery and fancy goods business out of their parlor. From kitchen tools in the Scytheville House to violins in progress at Claude Goings Violin & Carriage Shop, visitors get a glimpse of life in the mid 1800s. Special exhibits of antique quilts, hooked rugs, or other collections are on display every summer. Board member and docent Debbie Hall loves taking groups through the village. “It’s a wonderful place to learn more than the facts and figures of history. The village teaches us how people in rural New Hampshire actually lived.”

Hands-On History

Her concern over the lack of knowledge and interest in history drove board member and history professor Dr. Sandra LeBeau to join the New London Historical Society. Proficiency in history is at an all-time low, but the village and the society’s special events can put families and children in touch with New London’s past. Sandra explains, “It is a wonderful place for children to explore. Every year the local fourth graders spend a day at the village. They have a lesson in the old schoolhouse, they churn butter, they see the fire engines in action, and they get a taste of 19th century cooking.”

For many, old and young alike, the highlight of the tour is the society’s collection of antique coaches, carriages, and sleighs. This splendid collection is housed in the transportation building. The modern exhibit hall has a temperature- and humidity-controlled environment and enough space to display most of the society’s vehicle collection.

The centerpiece of that collection is the Concord Coach. Built by the Abbott-Downing Company of Concord, New Hampshire, it had its first run between Hopkinton and Concord in 1874. Later, it brought summer visitors from the railroad station at Potter Place to New London and back again. In addition to the Concord Coach, the collection includes a Gray Line sightseeing stagecoach, fire engines, and New Hampshire Governor Colby’s chaise.

A Labor of Love

The New London Historical Society has no paid employees. President Maggie Ford began volunteering six or seven years ago. When asked about her work with the society, she says, “The village is a real treasure. There is so much to see. It’s very engaging and just draws you in.” She continues, “There are about 70 active volunteers. We give our time as board members, as docents, or on the Tuesday Gang because we want to preserve and share our past. It is truly a labor of love.”

The Tuesday Gang, an all-volunteer crew, takes care of the village. Hank Otto, former board president, coordinates the group. Hank explains, “There is always plenty to do, and you don’t have to be a master carpenter to join the Tuesday Gang. Every week 10 to 15 gentlemen over 60 get together to repair, paint, and sweep as well as set up and take down exhibits. There is always something to do, but there is great camaraderie and we have a lot of fun together.” As an added incentive to potential volunteers, says Hank, “We assign someone to bring muffins every week. Around 10 o’clock, we have a coffee break and a muffin.”

In addition to tours, the society hosts special events and lectures throughout the year. Old Home Day in October and the Holiday Open House in early December are perfect opportunities for a trip to the village. With many demonstrations and activities, people of all ages will enjoy a window on the past and a fun-filled day.

New London resident Susan Nye writes for magazines and newspapers and shares stories and recipes on her blog Around the Table at www.susannye.wordpress.com.

Special Events at New London Historical Society

September 17 – Main Street, New London

Take a narrated walk along New London’s upper Main Street, meet characters from New London’s past, and see where they lived and worked. Rain date: September 24.

October 1 – Old Home Day

Celebrate the harvest with a fun day for the entire family with 19th century games, hearthside cooking, weaving, and spinning. Visit the antique carriages and fire equipment, do a little shopping at the general store, and more!

December 4 – Holiday Open House

Kick off the holidays with a step back in time. Enjoy a homegrown small-town holiday with strolling musicians and mini concerts. There are crafts for the kids, cooking, and weaving and spinning demonstrations. Stock up on holiday baked goods at the General Store and get the jump on your Christmas shopping at the silent auction.

by Chad Denning

Have you heard about the new electric bikes? Stop by Village Sports in New London or Golf & Ski Warehouse in West Lebanon and check them out!

John Kiernan, owner of Village Sports, carries the Torker brand bike in his shop. The bike is extremely easy to operate, surprisingly light, and zooms up to a comfortable 18 mph. So who’s buying this bike? “The customer base seems quite broad,” John says. “We sell electric bikes to people in their twenties and to those in their eighties. The largest customer group is active middle-aged folks.”

Reasons for purchasing electric bikes are as varied as the people who by them, according to John. “I think the main reasons to consider buying one are for a unique riding experience, to get motivated to bike more, staying fit, saving money, and the satisfaction of making a forward-thinking purchase.”

The electric bike is similar to other bikes with pedals, wheels, and a drive train, but it also has an electric-assist motor in the front hub, complete with a lithium ion battery for power. The typical bike carries a charge for two continuous hours or up to 40 miles and can be recharged in four to five hours on a normal 120v outlet. There are many different types of electric bikes on the market today, differentiated by design, weight, and purpose. Prices range from $1,000 to $2,200.

Golf & Ski Warehouse in West Lebanon carries electric bikes and features the Hebb product line. Store manager Nick Matulonis says, “These bikes are a great way to commute in this age of going green. People are saving gas, saving money, and having lots of fun.” Chris, a sales associate, agrees, “The electric bike is an experience you will never forget!”

Dr. Deborah A. Osgood of Knowledge Institute in Exeter was named the winner of the first Self Made in New Hampshire award on Thursday, June 16. The celebration gala took place at Brookstone Event Center in Derry.

“The essence of being self made is finding yourself and your purpose in life,” said Osgood, who was nominated for the award by her husband, Dr. William R. Osgood. “If you’re able to find your purpose, you can help make a difference around you.”

Osgood worked her way through all of her post-high school education—bachelor’s,  master’s, and doctorate degrees—while working full time. She created Knowledge Institute to help other small businesses across the country with government and nonprofit business assistance programs. She serves on Gov. John Lynch’s Economic Development Advisory Committee and on the U.S. Small Business Administration Regulatory Fairness Board. She also helped pilot a program where she served as a mentor to businesswomen in Iraq.

“Deborah is an outstanding choice for the inaugural winner of the Self Made in New Hampshire award,” said Eric Brooks, of Brooks Properties, which presented the event, and one of the judges for the award. “She embodies exactly what being ‘self made’ is all about. I am proud that Brooks Properties can honor her with this award, which she so greatly deserves.”

The two runners-up were Maryanna Hatch of RiverWoods Continuing Care Retirement Community in Exeter and Kirk C. Simoneau of Nixon, Raiche, Vogelman, Barry, Slawsky & Simoneau, P.A., in Manchester.

Hatch dedicated her life to better residential facilities for the elderly. At 88, she now lives in the retirement community she spent years of her life trying to make happen. Simoneau overcame personal and family struggles and tragedy to put himself through law school. He now often works pro bono to help victims of domestic violence get restraining orders.

The seven semifinalists also honored at the event were Fred Bramante, Daddy’s Junky Music, Manchester; Ben Gamache, Gamache Enterprises, Manchester; Gina Branley Hutchinson, Red Star Productions, Derry; Bob Lawton, Funspot, Laconia; Mark Lore, Ride-Away Handicap Equipment Corp., Londonderry; G. Hayden McLaughlin, Belknap Landscape Company, Inc., Gilford; and Steven Smith, Main Street Radio, Newport. More than 40 men and women from around the state were nominated for the award.

Self Made in New Hampshire is presented by Brooks Properties, sponsored by Pentucket Bank, and produced by LTD Company. For more information, visit SelfMadeInNH.com. Nominations for the 2012 award will be accepted starting in January 2012.